A lot of people are afraid to start a Homeowners Insurance claim lawyer in Louisiana. Well, you’re not the only one. However, that doesn’t mean it’s impossible to win your case and get the money you deserve. As long as you don’t give up before taking action, we’ll help make sure that your case doesn’t slip through your fingers.
I’m afraid I’ve been scammed out of my money and my home is going on the market soon… What am I going to do?
I had a water leak in 1999. My insurance company paid, but now they want all of the money back plus penalties. I can’t believe this is happening to me!
My neighbor hit my car and my insurance company won’t pay for the damage because it was parked and unoccupied. Can I sue my insurance company for this?
I think I have mold in my house. The insurance adjuster thinks it’s just a bad smell. What should I do?
I had a terrible accident at work and was put on medical leave from my job. It’s going to be hard to make the mortgage payment when they cut off the income from my job. Do I have a case against my Homeowners Insurance claim lawyer in Louisiana company?
I’ve been sick for the past year and I finally had to take a leave of absence from my job. How is my family going to survive if we can’t keep our house?
My husband just got laid off. He wants us to get a divorce so he can take our health insurance and continue getting his paychecks.
Three years ago, I started my home insurance claim process with a lawyer and it was smooth sailing. Unfortunately, my house was gutted in a fire last year and we didn’t have the mandatory homeowners insurance on file. That meant that we had to start our process over from scratch! The first thing I did when I found the new paperwork is ask around if anyone nearby knew someone who helped people through this process. That was initially how I found the process. Now that we are going through it again, I am gathering all the tips and tricks that can make your claim process be as smooth as possible! What follows is a list of steps and information you should follow to get you through your claim.
To get started, the first thing that you will want to do is call your insurance company right away. You will want to do this so that they can begin an investigation. The investigation is going to include a determination of the value of your house, an estimate on how much it will cost to rebuild and the fire’s origin. You will also want to contact your agent right away and ask them questions about how the claim process works. At this point, you are probably going to be very overwhelmed in trying to figure everything out.
First and foremost, provide your information as requested by your Homeowners Insurance claim lawyer in Louisiana. Fill out what is called an RFP (Request for Proposal) and send it in to your insurance company. This is where you will want to provide them with:
Information of our Houses:
1. Previous address of the home if you have lived there for a long period of time. If so, provide current address as well. This can help them figure out the value to repair the house and rebuild it if needed.
2. If you had to move out of your home due to the fire, this is where you would provide the address of your temporary place and the date you moved in. This can help in determining if any personal property may have been damaged by this process.
3. A list of all your possessions and their value. If you can’t recall what was in the house at purchase, take pictures that show it was furnished and completed during purchase (ie when all appliances were there).
4. If there was anything in the house that you did not get the appraisal for, that is something that you will want to get appraised. At this time, everyone may not be sure if their possessions are damaged or what Homeowners Insurance claim lawyer in Louisiana to go with. You can start this process by getting an initial appraisal (can cost anywhere from Dollar depending on your location) and then comparing apples to apples with other insurance companies when it comes down to choosing a lawyer and doing your claim with them.
4a. A good friend of mine learned (the hard way) the at it is a great idea to have your possessions appraised before they are cleaned. In this case, if you have a couch in the living room and it can hold 20 people, but has been “cleaned” of all its stuffing, you may think it is worth more than it actually is. The same applies to carpets. If there is not a lot of value to one particular piece of furniture, it may prove to be better to cut your losses and get rid of it.
4b. What you can forgo replacing
If all of your belongings are located upstairs in the attic, you may want to reconsider purchasing that house if it really has been destroyed by fire. Think about what will realistically fit in the attic and what it will realistically cost you to purchase and install a safe place for your things within that house.
If you have a Homeowners Insurance claim lawyer in Louisiana, what are the chances you’ll be able to resolve your issue? In Louisiana, homeowners insurance claims can be resolved in one of two ways: through mediation or by filing a lawsuit. If you’re unable to reach an agreement with the insurance company and have been issued an insurance claim number, it is advisable that you seek the advice of a legal professional. There are few contingency fee lawyers who will take this type of case on a contingency fee agreement.
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